John Roach, Esq. | May 6, 2026 | En Español
El seguro de auto en California es uno de los temas que más confusión causa entre los conductores hispanos del Área de la Bahía — y por una buena razón. Las leyes son complejas, los corredores de seguros no siempre explican todas las opciones, y… read more
John Roach, Esq. | March 5, 2026 | California Law \ Car Accidents
Here is a situation I encounter more often than you might expect: a mother is injured in a car accident caused by an underinsured driver. She is covered under her son’s auto policy as a named insured or resident relative. The policy has UIM coverage…. read more
John Roach, Esq. | January 20, 2026 | California Law
One of the most powerful and underutilized tools in California personal injury litigation is the CCP 998 offer to compromise. Whether you are a plaintiff trying to maximize your recovery or an attorney evaluating strategy, understanding how this statute works — and how it affects… read more
John Roach, Esq. | January 1, 2026 | Attorney Tips
When an at-fault driver carries insufficient insurance to cover the full extent of a victim’s injuries, underinsured motorist (UIM) coverage becomes the critical safety net — and UIM arbitration becomes the arena where serious cases are won or lost. This is a detailed account of… read more
John Roach, Esq. | December 15, 2025 | Car Accidents
If you’ve been in a car accident in California and the at-fault driver lacks sufficient insurance—or has none—you may wonder: does filing an uninsured motorist claim raise rates? Or will an underinsured motorist claim increase insurance premiums? The answer is no—in California, it’s illegal for… read more
